Feature Request: Enhanced Recurring Transactions, Webhook Notifications, and Multi-Dimensional Budgeting #67
Description
1. Enhanced Recurring Transactions (Yearly & Customizable)
Purpose:
Improve existing recurring transaction functionality to support yearly cycles and customizable end dates (e.g., for multi-year loans, subscriptions, or installment payments). Examples include:
- Users can manage recurring subscriptions (such as Netflix, cloud storage annual payments) or automate annual transactions (such as investments, insurance renewals).
- Manage loans with a fixed end date (such as car loans or mortgages with zero-interest installments), or installment payments with a deadline. The recurring transaction would stop once the final payment is made (this example only considers zero-interest installment payments; more complex calculations for loan interest are not discussed here).
Implementation & Benefits:
- Add yearly as a new recurring interval option.
- Allow users to define a start date and optional end date for transactions (e.g., "Start: 2024-01-01, End: 2026-12-01").
- Automatically stop generating transactions after the end date.
- Add calendar visualization for recurring transactions (e.g., highlight upcoming/annual payments).
2. Webhook Notifications with Custom API Integration
Purpose:
Enable flexible notifications for scheduled events (e.g., subscription renewals) or shared account activities via Webhooks.
Implementation & Benefits:
- Integrate Webhooks with existing email notifications and custom API endpoints.
- Support GET/POST requests with form-data payloads.
- Provide placeholders (e.g.,
#ezbookkeeping#) for dynamic content (e.g.,{{amount}},{{account}},{{date}}).
- Trigger alerts for:
- Upcoming subscription renewals (e.g., "Your XYZ subscription renews in 3 days").
- Transactions in shared accounts (e.g., "A ¥500 expense was made in the 'Family Account'").
- Allow threshold customization (e.g., notify only for expenses over ¥100).
3. Multi-Dimensional Budget Tracking
Purpose:
Empower users to set budgets across time, events, or individuals for granular financial control.
Implementation & Benefits:
- Time-based budgets: Set monthly/quarterly/annual limits (e.g., "¥1200/month for groceries").
- Event-based budgets: Allocate funds for specific goals (e.g., "¥50,000 for Wedding Expenses").
individual tracking: Monitor spending per person (e.g., "Child A’s tuition fees").- Visualize budget progress with charts and send warnings (e.g., "90% of your 'Travel' budget is used").
Thank you for your consideration!
1. 增强版周期交易（支持年度周期与自定义结束时间）
用途：
改进现有周期交易功能，支持以年为单位的周期和自定义结束日期（如多年贷款、订阅或分期支付）。例如：
- 用户管理周期性订阅（如Netflix、云存储等年度付费）或自动化年度交易（如投资、保险续费）。
- 管理有固定结束日期的车贷/房贷（无息分期）,或者一些有截至时限的分期支付功能，在最后一笔款项结清后停止继续定时交易。（仅举例说明，贷款的利息费用的复杂计算暂不参与讨论，仅以0息分期做参考）
实现与效果：
- 新增年作为周期选项。
- 允许用户设置交易的开始日期和可选结束日期（如“开始：2024-01-01，结束：2026-12-01”）。
- 到达结束日期后自动停止生成交易。
- 周期交易的日历展示（如高亮 即将/年度 支付）。
2. 支持自定义API的Webhook通知
用途：
通过Webhook为计划事件（如订阅续费）或共享账户消费提供灵活通知。
实现与效果：
- 将Webhook与现有邮件通知及自定义API端点集成。
- 支持GET/POST请求及表单数据。
- 提供占位符（如
#ezbookkeeping#）动态填充内容（如{{amount}},{{account}},{{date}}`）。
- 触发场景包括：
- 即将到期的订阅续费（如“您的XYZ订阅将于3天后续费”）。
- 共享账户的交易动态（如“家庭账户中有一笔500元支出”）。
- 可自定义通知阈值（如仅对超过100元的消费发出提醒）。
3. 多维度预算追踪
用途：
支持按时间、事件或人员设置预算，实现精细化财务管理。
实现与效果：
- 时间维度：按月/季度/年设置预算（如“每月食品杂货预算1200元”）。
- 事件维度：为特定目标分配资金（如“婚礼项目预算50000元”）。
人员维度：跟踪个人开支（如“孩子A的学费”）。- 通过图表可视化预算进度，并发送预警（如“您的‘旅行’预算已使用90%”）。
感谢您的考虑！